How to Secure the Best Financing Rates When Buying a Home

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The first thing most homebuyers do when looking to buy a home is start the process of house hunting. While that may sound logical, experience proves that this is actually one of the last steps you should take if you want to get the most home for the least amount of money. Shopping for the best financing is the first step you should take, and this process should start long before you start actually looking at homes.


A summary of the experience of thousands of area homebuyers has been compiled in a new report entitled, “Best Financing: A 3-Point Plan”. Outlining 3 critical steps you must take to obtain the absolute best financing rates when you buy a home, this report also tells you where you should go, what questions you should ask, and how to manage the process to your personal advantage.


There are many types of home loans, but only two types of rates: fixed rates or adjustable rates. With most loan types, such as conventional loans, jumbo loans, FHA loans, VA loans, and USDA loans, the borrower gets to choose between a fixed-rate mortgage or adjustable-rate mortgage. Adjustable mortgages always offer the best mortgage rates in the short term, but they often carry higher rates and cost more in the long term.

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